Apply Now for CM Punjab Kissan Card Scheme 2025, offering interest-free agricultural loans up to Rs. 1.5 lakh per season. Check eligibility, benefits, and how to apply for Kissan Card Scheme 2025.
CM Punjab Kissan Card Scheme 2025 – Complete Guide for Farmers
Overview of Kissan Card Scheme 2025:
The CM Punjab Kissan Card Scheme 2025, launched by the Punjab Agriculture Department with support from the Punjab Information Technology Board (PITB), is a digital farming loan program. Kissan Card Scheme 2025 helps farmers easily access interest-free loans for agricultural needs, from sowing to harvesting.
Under this scheme:
- Farmers can get up to Rs. 1.5 lakh per season.
- Loan limit: Rs. 30,000 per acre.
- Landholding requirement: 1 to 12.5 acres.
- Validity of each loan: 6 months + 1-month grace period for repayment.
Punjab Kissan Card Scheme 2025 connects multiple departments like PLRA, PMD, NADRA, and Bank of Punjab under one platform, ensuring transparency and efficiency.
Objectives of the Scheme
- Provide easy and interest-free agricultural financing.
- Increase crop yield and productivity.
- Offer free SMS alerts for all transactions.
- Promote financial inclusion for small farmers.
- Ensure transparent allocation of government agriculture subsidies.
Eligibility Criteria for Kissan Card Scheme 2025
To apply, farmers must meet the following conditions:
- Landholding up to 12.5 acres.
- Mobile SIM registered against own CNIC (PMD verified).
- Land ownership record available in Punjab Land Record Authority (PLRA).
- Must be a resident farmer in Punjab.
Loan Details Under Kissan Card Scheme 2025
| Particulars | Details |
|---|---|
| Loan Amount per Acre | Rs. 30,000 |
| Maximum Loan per Farmer | Rs. 150,000 per season |
| Loan Type | Interest-Free |
| Loan Validity | 6 months + 1 month grace period |
| Eligible Landholding | 1 to 12.5 acres |
| Usage | Purchase of fertilizers, seeds, pesticides |
| First Phase Beneficiaries | 500,000 farmers |
| Departments Involved | PLRA, PMD, NADRA, BOP, PITB |
Major Features of the Scheme
- Digital Registration & Verification of farmers.
- CM Punjab Kissan Card issued by Bank of Punjab.
- Loans only for agricultural inputs like seeds and fertilizers.
- Beneficiaries selected on first come, first serve basis.
- Centralized database for transparent implementation.
How to Apply for Punjab Kissan Card Scheme 2025
Follow these steps to register:
- Type pkc<space>CNIC Number.
- Send SMS to 8070.
- Wait for verification from PLRA, NADRA, PMD, eECIB.
- Upon successful verification, visit Bank of Punjab to receive your CM Punjab Kissan Card.
Application Form
Benefits of the Kissan Card Scheme 2025
- Easy access to interest-free loans.
- Hassle-free digital registration.
- Transparent allocation of funds.
- Timely purchase of quality agricultural inputs.
- Increase in crop yield and farmer income.
FAQs About CM Punjab Kissan Card Scheme
Q1: What is the CM Punjab Kissan Card Scheme?
A government initiative providing interest-free loans to farmers for agricultural inputs.
Q2: Who can apply for the Kissan Card Scheme?
Farmers in Punjab with landholding up to 12.5 acres.
Q3: How much loan can a farmer get?
Up to Rs. 1.5 lakh per season.
Q4: Is the loan interest-free?
Yes, the loan is completely interest-free.
Q5: How long is the loan valid for?
Six months, with an extra one-month grace period.
Q6: What can the loan be used for?
Only for buying seeds, fertilizers, and other agricultural inputs.
Q7: How do I register for the scheme?
Send an SMS: pkc<space>CNIC number to 8070.
Q8: Which bank issues the Kissan Card?
The Bank of Punjab.
Q9: How many farmers will benefit initially?
500,000 farmers on a first come, first serve basis.
Q10: Which departments are involved in the scheme?
PLRA, PMD, NADRA, Bank of Punjab, and PITB.
Final Words
The CM Punjab Kissan Card Scheme 2025 is a major step towards supporting small farmers in Punjab by providing them with quick, transparent, and interest-free loans for agricultural needs. By using digital verification and centralized records, the scheme ensures that only genuine farmers benefit, leading to better crop production and rural prosperity.
For more Updates about Government Schemes visit our website: https://pakgovschemes.pk/