The Apni Zameen Apna Ghar Program is a visionary housing scheme launched by Chief Minister Punjab Maryam Nawaz Sharif. The main objective is to provide free residential plots (3 Marla) to poor and homeless citizens across Punjab. This initiative is a part of the government’s promise of “Housing for All”, executed by Punjab Housing & Town Planning Agency (PHATA) and administered by Housing, Urban Development & Public Health Engineering Department (HUD&PHED).
Key Features of Apni Zameen Apna Ghar Scheme
- Free 3 Marla residential plots
- For eligible poor & homeless families
- First phase includes 2,000 plots across 23 schemes in 19 districts
- Fully transparent application and allotment process
- Backed by PHATA under legal and planning supervision
Districts Covered in Phase 1
| Serial | District | Scheme Name(s) | No. of Plots |
|---|---|---|---|
| 01 | Jhelum | ADS-IV & ADS-I | 730 |
| 02 | Kasur | ADS Pattoki | 388 |
| 03 | Faisalabad | ADS Mamukanjan | 257 |
| 04 | Lodhran | ADS Lodhran | 218 |
| 05 | Okara | ADS Renal Khurd II & ADS Okara | 130 |
| 06 | Layyah | 3-Marla Housing Scheme (Extension) | 55 |
| 07 | Bhakkar | ADS-II & 3-Marla Scheme | 52 |
| 08 | Sahiwal | 3-Marla Housing Scheme | 33 |
| 09 | Sargodha | 3-M Sillan Wali | 25 |
| 10 | Khushab | 3-Marla Jauharabad | 24 |
| 11 | Bahawalnagar | ADS Bahawalnagar | 20 |
| 12 | Mandi Bahauddin | ADS-Mandi Bahauddin | 17 |
| 13 | Rajanpur | ADS Rajanpur | 15 |
| 14 | Attock | ADS Hazro | 11 |
| 15 | Gujrat | 3-Marla Housing Scheme | 8 |
| 16 | Bahawalpur | ADS-I (Extension) & Existing | 7 |
| 17 | Vehari | 3-Marla Vehari | 4 |
| 18 | Jhang | ADS Jhang | 4 |
| 19 | Chiniot | ADS Chiniot | 2 |
| Total | 2000 |
Eligibility Criteria
To qualify for the program, applicants must:
- Be a permanent resident of Punjab with a valid CNIC
- Apply only in their own district
- Not own any plot or house (including spouse/children) anywhere in Pakistan
- Have a clean criminal record
- Not be a defaulter of any bank or financial institution
- Provide accurate and truthful information
How to Apply for Apni Zameen Apna Ghar Scheme
Follow these simple steps to apply:
- Visit Official Portal: https://azag.punjab.gov.pk
- Register/Login: Create an account or log in if already registered
- Complete Application Form: Enter personal info, income details
- Upload Documents: Attach required scanned copies
- Review & Submit: Double-check all information and submit
- Track Status: Monitor progress via the portal dashboard
Application DashBoard
Check Dashboard for Application Status
Required Documents (for Scrutiny Committee)
Submit the following documents to the Deputy Commissioner Office or PHATA Field Office within 30 days of applying:
- CNIC (Applicant + Spouse)
- Domicile Certificate
- Rs. 200 Affidavits (E-Stamp Paper)
- Financial Integrity
- Property Ownership
- Accuracy of Information
- Police Character Certificate
- Any additional documents if requested
Deadline for document submission: 16 July 2025
Terms of Allotment (TORs)
- Construction must start within 6 months of possession and complete within 2 years
- Plot cannot be sold or transferred for 5 years
- Allotted land is for residential use only
- Any commercial activity or misuse will lead to cancellation
- PHATA reserves the right to inspect or cancel the allotment if rules are violated
Apni Zameen Apna Ghar – Application & Allotment Process
Step 1: Application Submission
- Apply online via portal
- Submit required documents
Step 2: Scrutiny by PHATA
- Eligibility is verified
- False information leads to disqualification
Step 3: Balloting Process
- Transparent computerized draw
Step 4: Plot Allotment
- Allotment letters issued
- Possession granted with timeline conditions
About PHATA – Punjab Housing & Town Planning Agency
Established under PHATA Ordinance 2002, PHATA’s mission is to:
- Develop low-cost housing schemes
- Provide affordable plots to shelter-less families
- Create spatial and regional development plans
- Prevent slums and unplanned housing growth
- Facilitate multi-storey housing for low-income groups
PHATA is the executing agency of the AZAG program and ensures fair implementation of housing policies across Punjab.
Real-Life Example (Case Study)
Sajida Bibi, a widow from Lodhran, applied through the portal in May 2025. With no property or steady income, she was shortlisted during screening and selected via balloting. Today, she is preparing to build her first home with financial support from the Punjab government.
“These are not just houses, but prayers of the poor,” — CM PUNJAB
Official Resources
- Apply Online: https://azag.punjab.gov.pk
- More Government Schemes: https://pakgovschemes.pk/
Final Words
The Apni Zameen Apna Ghar scheme is a powerful step towards reducing homelessness and ensuring land ownership for the underprivileged. With strong eligibility screening, transparent balloting, and strict terms of use, the government is ensuring that only genuine families benefit.
If you or someone you know is eligible, apply today and secure a better future.
Frequently Asked Questions (FAQs)
🔹 Who can apply for Apni Zameen Apna Ghar?
Only poor, shelter-less individuals who reside in Punjab and meet the eligibility criteria.
🔹 Is the land free under this scheme?
Yes, 3 Marla plots are provided free of cost to eligible applicants.
🔹 Can I apply in another district?
No, you must apply in the same district as your domicile.
🔹 How are winners selected?
Through a transparent computerized balloting system after verification.
🔹 What happens if I do not build a house?
Your allotment may be cancelled if you don’t start construction within 6 months.
🔹 Can I sell the plot after getting it?
No. You cannot sell, lease, or transfer the plot for 5 years.
Important Notice
AZAG Program: Documents Required for Scrutiny Committee
The Apni Zameen Apna Ghar (AZAG) Program is moving to the next stage of application review. All eligible applicants who submitted their applications before the closing date — 16th July 2025 — are required to submit key documents for verification. This is an important step in the selection process and must be completed within 30 days from the closing date.
This process only applies to applicants from selected 19 districts. See the district list at the end of this article.
Required Documents for AZAG Scrutiny Committee
Applicants must submit the following documents at their respective District Deputy Commissioner Office or PHATA Field Office:
| # | Required Document | Details |
|---|---|---|
| 1️⃣ | CNIC Copies | Applicant’s CNIC and spouse’s CNIC (if applicable) |
| 2️⃣ | Domicile Certificate | Must belong to the same district where application is filed |
| 3️⃣ | Affidavits on Rs. 200 e-Stamp Paper | 3 Affidavits required: • Financial Integrity • Property Ownership • Correctness of Information |
| 4️⃣ | Police Character Certificate | Issued by relevant Police Station or E-Khidmat Markaz |
| 5️⃣ | Other Documents | Any additional documents requested by the Scrutiny Committee |
Tip: Always keep photocopies and receipts for your own record.
Deadline Reminder
1 All documents must be submitted within 30 days of the application deadline, i.e. before 15th August 2025.
2 Failure to submit within the given time may lead to disqualification.
Applicable Districts (AZAG Scrutiny)
This requirement only applies to the following 19 districts:
| Sr. No. | District Name |
|---|---|
| 1 | Lahore |
| 2 | Rawalpindi |
| 3 | Faisalabad |
| 4 | Multan |
| 5 | Gujranwala |
| 6 | Bahawalpur |
| 7 | Sargodha |
| 8 | Sahiwal |
| 9 | Dera Ghazi Khan |
| 10 | Rahim Yar Khan |
| 11 | Sheikhupura |
| 12 | Okara |
| 13 | Jhang |
| 14 | Vehari |
| 15 | Kasur |
| 16 | Khanewal |
| 17 | Muzaffargarh |
| 18 | Bhakkar |
| 19 | Lodhran |
Note:Applicants from other districts do not need to submit documents at this stage.
How to Submit Documents
Visit your nearest office:
- District Deputy Commissioner Office
- PHATA Field Office (Punjab Housing & Town Planning Agency)
Ensure documents are complete and properly attested
Submission must be done in-person or as per official instructions
Incomplete files may delay your application
Frequently Asked Questions (FAQs)
1. What happens if I don’t submit the documents on time?
Your application may be rejected due to incomplete verification.
2. Do I need to submit original documents?
You must submit attested photocopies, but bring originals for verification.
3. Where can I get the Police Character Certificate?
From your local police station or E-Khidmat Markaz in your district.
4. What is the value of the e-stamp paper for affidavits?
You need Rs. 200 e-Stamp paper for each affidavit (total three required).
5. I applied from a district not listed. Should I still submit documents?
No, this requirement currently applies only to 19 districts listed above.
Downloaded Form
Final Note
This is a critical stage in the Apni Zameen Apna Ghar program. Make sure you complete all documentation requirements and submit them within the deadline.