Check Sindh Peoples Housing for Flood Affectees (SPHF) 2026 payment status, login portal, online check, eligibility, donors, housing progress, and contact details.
Sindh Peoples Housing for Flood Affectees (SPHF) 2026 โ Complete Guide
Pakistan is one of the most climate-vulnerable countries in the world. In recent years, climate change impacts have intensified, pushing millions of already vulnerable people into extreme hardship. The catastrophic floods of 2022 caused massive destruction across the country, with Sindh being the worst-affected province.
More than 2 million homes were damaged or destroyed, leaving families without shelter, security, and dignity. To address this humanitarian crisis, the Government of Sindh (GoS) launched a historic housing rehabilitation initiative called Sindh Peoples Housing for Flood Affectees (SPHF).
The goal of SPHF is simple yet powerful: Build back better with climate-resilient housing and restore hope for flood-affected families.
What is Sindh Peoples Housing for Flood Affectees (SPHF)?
Sindh Peoples Housing for Flood Affectees (SPHF) is a Section 42 public sector company established by the Government of Sindh. The program focuses on constructing flood-resistant and climate-resilient houses for families affected by the 2022 floods.
It is one of the largest housing rehabilitation programs in Pakistanโs history, supported by major international development partners.
Sindh Flood Housing Scheme 2026 โ Key Objectives
- Provide safe, durable, and flood-resilient homes
- Support women-led ownership and empowerment
- Promote community-driven reconstruction
- Reduce future disaster risks through climate-smart construction
- Ensure transparent financial disbursement through bank accounts
The Road Map to Recovery โ SPHF Progress Overview
| Stage | Number of Beneficiaries |
|---|---|
| Damage Assessment & Revalidation | 2,000,000 |
| Bank Accounts Opened | 1,400,000 |
| Funds Disbursed | 1,300,000 |
| Houses After Plinth Level | 900,000 |
| Houses Completed | 600,000 |
This progress reflects a massive statewide effort to rehabilitate flood-affected communities.
Sindh Peoples Housing for Flood Affectees (SPHF) Payment Details
Sindh Peoples Housing for Flood Affectees (SPHF) Payment System
- Payments are made through verified bank accounts
- Funds are released in construction-linked installments
- Beneficiaries receive payments at different construction stages
- Transparent and monitored disbursement process
How to Check SPHF Payment Status
- Log in to the official portal
- Enter CNIC details
- View payment and construction stage status
Sindh Peoples Housing for Flood Affectees SPHF Login Portal
Official Login Portal:
https://platform.sphf.gos.pk/#/

SPHF Login Steps
- Open the official SPHF portal
- Enter your CNIC or registered credentials
- Check housing status, payments, and updates
Sindh Flood Housing Scheme โ Check Online
You can check your eligibility and housing status online through the SPHF portal. The online system ensures:
- Transparency
- Reduced corruption
- Easy access for rural communities
Sindh Flood Housing Scheme Apply Online
Currently, SPHF beneficiaries are identified through:
- Damage assessment surveys
- Government verification
- Flood-affected household data
If new phases open, applications will be announced officially through the SPHF portal and Sindh Government channels.
The Housing Crisis in Sindh โ Why Sindh Peoples Housing for Flood Affectees (SPHF) Matters
- 2 million houses in Sindh damaged or destroyed
- 83% of Pakistanโs total flood-damaged homes were in Sindh
- Over 2.7 million unsafe housing structures existed even before floods
- Rural areas suffer from informal ownership and weak construction
SPHF addresses these long-standing weaknesses by introducing resilient housing standards.
Sindh Floods 2022 โ Scale of Devastation

- Rainfall exceeded 400% of the 30-year average
- Some areas received six times the normal monthly rainfall
- 24 out of 30 districts declared calamity-hit
- Millions displaced and left homeless
International Partners Supporting Sindh Peoples Housing for Flood Affectees (SPHF)
World Bank Support
- Total funding: $950 million
- Houses supported: 778,000
- WASH funding: $54.92 million
- Beneficiary villages: 1,000
- Households benefited: 66,691
Asian Development Bank (ADB)
- Funding: $400 million
- Houses to be built: 250,000
- Support includes:
- WASH facilities
- Renewable off-grid electricity
- Livelihood recovery programs
Islamic Development Bank (IsDB)
- Funding: $200 million
- Houses supported: 155,000
- Focus on long-term climate resilience
Financial Overview โ Sindh Peoples Housing for Flood Affectees (SPHF) Funding Gap
| Category | Amount |
|---|---|
| Total Financial Need | $2.08 Billion |
| Donor Funding | $1.497 Billion |
| Funding Gap | $0.583 Billion |
Continued support is critical to complete housing for all affected families.
SPHF Vision โ Empowering Climate-Resilient Communities
To become a leading organization in Sindh for climate-resilient housing, ensuring:
- Safe living environments
- Women-focused empowerment
- Long-term sustainability
SPHF Mission โ Safer Homes, Stronger Communities
- Design flood-resistant housing solutions
- Involve communities in reconstruction
- Promote ownership and awareness
- Use innovative and durable construction materials
Also Check
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Sindh Peoples Housing for Flood Affectees (SPHF) Contact Details

Phone:
021-99334119
021-99334120
Telephone:
0092-21-99334120
0092-21-34300117
Email:
info@sphf.gos.pk
Office Address:
Bungalow No. 20, Block 7/8,
Modern Cooperative Housing Society,
Tipu Sultan Road, Karachi
Frequently Asked Questions (FAQs)
1. What is Sindh Peoples Housing for Flood Affectees (SPHF)?
Sindh Peoples Housing for Flood Affectees (SPHF) is a Sindh Government housing program for flood-affected families.
2. Who is eligible for SPHF housing?
Families whose homes were damaged or destroyed in the 2022 floods and verified by surveys.
3. How can I check SPHF payment status?
Through the official SPHF login portal using your CNIC.
4. Is SPHF housing free?
Yes, houses are built with grant-based financial assistance.
5. How many houses will SPHF build?
Over 1 million climate-resilient houses across Sindh.
6. Is SPHF supported by international donors?
Yes, by the World Bank, ADB, and IsDB.
7. Can women be registered as homeowners?
Yes, women ownership is a core focus of SPHF.
8. What type of houses are built under SPHF?
Flood-resistant, multi-hazard resilient housing units.
9. How do I log in to SPHF portal?
10. Is SPHF still active in 2026?
Yes, SPHF continues its housing construction and disbursement phases in 2026.
Final Words
The Sindh Peoples Housing for Flood Affectees (SPHF) 2026 program is not just about rebuilding homesโit is about restoring dignity, security, and hope. Through climate-resilient housing, transparent payments, and global partnerships, SPHF is transforming disaster into opportunity.
Together, we can build a resilient Sindh and improve the lives of millions.
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Source & Authority Note
This article is published by Pakgovschemes.pk, an independent informational platform that covers verified Government welfare schemes in Pakistan. Information is compiled from official Government Portal for public awareness only.
Disclaimer
Pakgovschemes.pk does not offer registrations, forms, or application services. Applicants should always apply through official Government Portals only. We do not collect CNIC numbers or personal data.
